Lone Star Financing – Lone Star Financing

Home Blog Apply Now! Speak to a Live Loan Officer: (800) 960-4565

Home Blog Apply Now! Speak to a Live Loan Officer: (800) 960-4565

SHORT FORM APPLICATION No cost loan estimate and free credit check

SSL Secured – all information private

Step 1 of 15

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What type of property are you purchasing?*
- Single Family Home
- Condominium
- Multi Family Home
- Manufactured or Mobile Home

How will this property be used?*
- Primary Home
- Secondary Home
- Rental Property

Do you know what type of loan you are looking at?*
- FHA
- Conventional
- VA
- USDA
- Jumbo
- Compare Options
About FHA Loans: FHA loans are a great option for first time home buyers. FHA loans allow for lower down payments, easier credit qualifying and higher debt to income ratios. Only 3.5% down payment required, seller paid closing costs up to 6%, more flexible underwriting, and no prepayment penalties. FHA mortgages are insured by the Federal Housing Administration, a federal agency within the U.S. Department of Housing and Urban Development (HUD).
About Conventional Loans: Conventional mortgages are ideal for borrowers with good or excellent credit, and offer rates based on credit. Conventional loans offer lower rates and better terms and are for single and multi- family homes, condo’s & manufactured homes. Conventional loans are for primary residences, second homes, and investment properties and are Freddie Mac and Fannie Mae Insured. Standard fixed rate terms: 10, 15, 20, 25 or 30 years.
About VA Loans: Military homebuyers (and their spouses) have access to one of the most unique and powerful loan programs ever created. The VA Loan is a mortgage loan issued by approved lenders and guaranteed by the U.S. Department of Veterans Affairs (VA). This VA program has helped veterans, active duty military members and their families purchase homes or refinance their current mortgages. VA loans provide no down payment options, no monthly insurance, lower rates and easier credit qualifying.
About USDA Loans: If you are purchasing a home in a rural area, then your property may qualify for a USDA home loan. USDA loans offer 100% financing – zero down payment for rural and suburban homebuyers. USDA loans are issued through the USDA loan program, also known as the USDA Rural Development Guaranteed Housing Loan Program, by the United States Department of Agriculture. Our loan consultants will help you determine if your property qualifies for a USDA loan.
About Jumbo Loans:Jumbo loans are mortgages are home loans that exceeds conforming loan limits imposed by Fannie Mae and Freddie Mac (the two government entities that guarantee mortgages from lenders). We offer Jumbo loans up to $4,000,000 loan value and they require a minimum credit score of 680. Jumbo mortgage limits vary by count and are subject to investor requirements.
Not sure which loan type is right for you? One of our mortgage consultants will help you compare options and find the best loan option for your individual lending needs.

When do you plan to buy?*
- Under contract (within the next 30 days)
- Just getting started (within the next 2-6 months)

In what city will the property be located*

What is the estimated purchase price?

How much are you putting down? Select 0 to +20% down payment

Estimate your credit score*
- Excellent (720+)
- Good (680 - 719)
- Average (620 - 679)
- Fair (580 - 619)
- Poor (Below 580)
- Not Sure

Have you had a bankruptcy or foreclosure in the last 7 years?*
- No
- Bankruptcy
- Foreclosure
- Both

Marital Status*
- Single
- Married
- Separated

Borrower Personal Information
Name*
First Last
Address*
Street Address City State / Province / Region ZIP / Postal Code
Email*
Phone*
Date of Birth*
Social Security Number*

Borrower Personal Information
Monthly Gross Income
Include salary, Overtime commissions, Retirement, Etc.
Assets
Checking, Savings, Liquidable retirement accounts
Do you pay alimony / child support?*
- Yes
- No

Spouse Co Borrower Information
Name*
First Last
Address*
Street Address City State / Province / Region ZIP / Postal Code
Email*
Phone*
Date of Birth*
Social Security Number

Spouse Co Borrower Information
Monthly Gross Income
Include salary, Overtime commissions, Retirement, Etc.
Assets
Checking, Savings, Liquidable retirement accounts
Do you pay alimony / child support?*
- Yes
- No

Credit Authorization*
- Yes
- No
The Credit Check Authorization enables us to pull your credit, at no cost to you, and provide you with the available options and a free loan estimate.

All information is private and secured via Geo Trust SSL-GS. The short form pre-qualification provides the information to be able to obtain credit and provide you with available options and a free loan estimate.

Questions? Give us a call at our Texas based office! 800-960-4565

Lone Star Financing

+1 800-960-4565

Lone Star Financing is a DBA of MIMutual Mortgage, Inc.
NMLS #12901
6500 River Place Blvd
Bldg 7, Suite 250 #247
Austin, TX 78730

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Equal Housing Lender MI Mutual